Name: Lakeview Insurance
Address: Calgary, AB
Telephone: 403-287-2521

When your home suffers significant damage, it can be emotionally and financially overwhelming. Fortunately, that is why most people have home insurance. Homeowners insurance is designed to help you out during these difficult times. It could be a fire that ravages your home. It could be storm damage that ruins your roof or blows out your windows. The situations are varied and vast, but the process of filing a claim with your insurance company is the same every time. Learn the steps so you can be ready the next time you need a little extra help.

Start By Documenting The Evidence

After the incident occurs, you need to make a thorough record. If the incident involves a crime, be sure to report it to the police and file a report with them. Then, be sure to document the scene. Take lots of pictures or video to capture the full scope of the damage. If the damage affects the integrity of your home, go ahead and have temporary repairs done right away. Just be sure to get photographic evidence of the scene before the repairs are done. This can help your home insurance company take appropriate actions moving forward.

Fill Out All The Appropriate Paperwork With Your Insurance Company

When you contact your insurance company, you will be asked to fill out claim forms. These forms are standard procedure for all insurance companies. By filling out a claim form, you are formally requesting the support of your provider. These forms are required by law. In many cases, you have a limited amount of time to file your claim. Therefore, do not delay. The sooner you complete the necessary paperwork, the sooner your claim can be processed. This means you are more likely to receive payment in a timely fashion.

Meet With The Insurance Adjuster To Review The Damage

Finally, you should prepare to meet with your insurance adjuster. This person will come from the insurance company to assess your property in person. Make a list of the damaged or destroyed items in order to facilitate the process. If possible, provide receipts to substantiate your monetary claim. You should also keep receipts from temporary repairs and alternative housing. Be available to answer questions, and be sure to ask questions of your own. You will work with your insurance adjuster to come to a proper resolution.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].

If you want the best insurance without any hassles, then maybe it is time to talk to an insurance broker. Unlike insurance agents, brokers do not work for a given insurance company. Instead, these brokers work for the client, helping match each client with the best policies available.

Four Benefits Working With An Insurance Broker

You Can Save Money by Trusting Insurance Brokers

An insurance broker can save you money. These brokers know how to find the best policies, and they know how to match your needs very specifically. This keeps you from buying extraneous coverage, and it can also help you find policies you might not have known about otherwise.

Get Your Coverage in Place Faster with an Insurance Company in Calgary

Most people are novices when it comes to the insurance industry. If you try to do the work with an insurance company in Calgary by yourself, then it is likely to be a more tedious process. Working with a broker, on the other hand, can expedite the process. A broker is your best bet at securing fast coverage now.

Purchasing Insurance Can Be Stress-Free with a Broker in Calgary

Finding the right policy at the right price can be very stressful. You may worry that you are paying too much or that you are not getting enough coverage. Instead of spending your time worrying, you should work with a broker now. A broker can handle the stressful parts for you.

Trust that Someone Is On Your Side When You Hire a Broker

The insurance industry does not have a great reputation. If you really want someone on your side, then work with a broker. A broker is your partner in the insurance industry, which can give you confidence moving forward.

Experiencing a car accident is stressful and often scary, but it’s important to stay calm and focused. Knowing what to do in this unpleasant situation can help you handle it well. Here’s what to do following a car accident.

4 Steps To Do After A Car Accident

Step 1: Safety First After An Accident

Whether the accident was minor or serious, your first concern should be safety. If possible, move any affected vehicles to a safe place out of traffic. Turn on the hazard lights, and turn off the vehicle. If you have them, use cones, flares, or warning triangles.

Step 2: Get Help

Check for any injuries among the people involved. Call an ambulance if someone needs medical attention or if you are unsure about whether or not someone was injured. Next, call the police, even for minor accidents. Police reports are an important part of the claim process because they help establish who was at fault and make it easier for insurance companies to handle claims.

Step 3: Collect Information for the Police and Insurance Company

Gather as much information as possible from the scene for the police and for your auto insurance claim. This should include the names and contact information of other people involved, vehicle descriptions, driver’s license and license plate numbers, policy numbers and insurance companies, eyewitness names and contact information, accident location, and the police officer’s name and badge number. If it’s safe to do so, take pictures of the vehicles and scene. Avoid signing anything unless it’s for the police or your insurance company in Calgary. Never admit fault at the scene.

Step 4: Contact Your Calgary Insurance Company

Notify your insurance company in Calgary immediately after an accident. Often you can begin the claims process with insurance companies while still at the scene, especially if you have auto insurance in Calgary.

Stay calm, and follow these steps if you are in a car accident to get the help you need.

When it comes to car insurance, you need to understand how much you should be paying for it. There are reasonable prices and bad prices, but the truth is no insurance company will charge the same amount because a variety of factors come into play. On average, statistics show that Albertans pay $114 for car insurance in a year.

Cost Factors of Auto Insurance

There are a few factors that your Calgary insurance company consider into the cost of your insurance. First, they will look at the frequency of vehicle collisions in your area. In doing this, they can assess the risk you present in filing for compensation. They will also look at the density of deer in your area, and the frequency of collisions with wildlife as this also plays a role in the rates from your Calgary insurance company. In addition, your insurance brokers in Calgary will look at how many car accidents you have been involved in and assess the risk from there.

The Role of Age, Gender and Marital Status in Car Insurance

There is a link between age and experience. Often, drivers with less experience cause more accidents than experienced drivers. For that reason, your Calgary insurance company will raise the premiums on younger drivers.

Gender also plays a role because males have a higher likelihood of accidents than females, which causes the car insurance Calgary company to raise the rates for men.

Interestingly enough, marriage also plays a role in insurance rates as married drivers have a lower likelihood of getting into accidents.

The price is determined as a result of insurance brokers looking at the data to identify the riskiest drivers to insure. The higher the risk, the more you will pay. When looking at auto insurance, you should shop around to look at the different prices and get a better idea of what your rates will be.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].