Name: Lakeview Insurance
Address: Calgary, AB
Telephone: 403-287-2521

Due to recent changes in Alberta, renters insurance is a much more common term than it has been in the past. This is because more and more landlords are requiring it because of the requirements placed upon them by the provincial government.

However, it should be noted that renters insurance is actually a very beneficial service. It provides peace of mind and comfort for those tenants who worry about their belongings or about the likelihood of an incident occurring in their dwelling. Plus, it gives landlords a similar comfort in that it allows them to ensure their tenants are upstanding and can care for their property sufficiently.

Separate from home insurance in Calgary, renters insurance is specifically designed for people who are in a rental agreement for their lodgings. However, like all insurance contracts, the details can be a bit difficult to understand. Therefore, there is helpful information available for you to review below:

What’s Included in Renters Insurance

One of the more obvious inclusions to your renters insurance is the protection of your personal property against theft or damage. This will often extend to areas on the same property such as additional storage in your underground parking area, or a separate garage or shed. It can also include personal belongings that are currently in-transit or being moved between countries, depending on your specific insurance plan.

As well, another common part of renters insurance programs is personal liability coverage. This is used in the event someone is hurt while at your home, or you unintentionally injure someone or their property. This is especially helpful for your peace of mind and is also often included in home insurance in Calgary coverage plans.

The third benefit of renters insurance is coverage for additional living expenses. This could include things like a hotel if your home is being renovated or repaired. It could also cover items that are stored while a child is away for schooling and many other circumstances.

Find the Right Insurance Broker

Finding the right insurance company to handle your renters insurance is imperative. You should look for a company that will represent you and your assets appropriately and one that has experience in renters insurance.

Furthermore, make sure that they are willing to accurately assess your case so that you are not paying extra for services that are unnecessary or not required. This will keep your bills lower, as will proper vetting and research of the company before you sign the agreement. Remember, insurance is there to protect you and what matters most to you and should be looked at as an investment in your safety, security, and protection.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].

Home insurance in Calgary is important. You need to keep your home protected in case of the unexpected, and in Calgary that means snowstorms, winds, extreme heat and way more. However, the costs associated with your plan does not have to be unexpected. Instead, you can take control of your premiums by looking into these five cost-saving measures.

4 Ways To Save Money On Your Calgary Home Insurance

Save More by Bundling Your Calgary Home Insurance

You can usually reduce your premiums when you take out multiple policies with the same Calgary insurance company. This means that you use the same company for your homeowners insurance, auto insurance and more. The more policies you bundle, the more you can probably save.

You Can Reduce Premiums by Raising Your Deductible

The second way to get your premiums in check is to change the nature of your policy. In most cases, you can pay less each month when you raise your deductible. Some people like the peace of mind of a lower deductible, but it comes at a cost. If you want to save money now, look into upping your deductible instead.

Control Your Insurance Costs by Improving Your Home and Upping your Security

The next two tips to save on home insurance in Calgary are related. The more secure your home is, the less risky it is to your provider. Therefore, when you invest in certain home upgrades, you may get an insurance break. Similarly, if you install a security system, then you may be eligible for further cost reductions. Sometimes spending more on your home means you’ll be getting back more in the long-term.

Manage Your Premiums by Shopping Around

The last way to make sure your premiums are low is to shop around. There are options for a Calgary insurance company. Check out all the prices, and pick the one that works for you.

A lot of people don’t realize the value that insurance can bring to the table. These companies serve the purpose of helping to cover you in the event of an accident, and if you encounter trouble, a good insurance company will be there for you.

The Four Essential Offered By An Insurance Company in Calgary

Providing Compensation
Let’s say that you had a fire where everything burnt down. Having an insurance company in Calgary available will provide you with the necessary compensation to get the things that you need to get back on your feet. Starting from scratch again feels horrible, and that’s where one of these companies could help.
Protecting Loved Ones
Life insurance policies have the intention of protecting loved ones from a drastic loss of income. Let’s say that you have reached a level of comfort in your life, but you’ve become dependent on a loved one. With life insurance, should something happen to that individual, you will be given enough cash to where you won’t see your lifestyle change drastically.
Car Insurance
Car insurance is one of the most common options out there. And with good reason. In the event of an accident, who covers the damage? That’s what insurance companies in Calgary seek to resolve. They will take the person at fault’s insurance and use it to cover the damages from the accident.
Travel Insurance
There is nothing worse than travelling overseas and finding yourself in an emergency. That is why it is vital that you get travel insurance to cover you if something goes wrong while you are abroad.

These are some of the services that are the most essential when it comes to insurance companies. You want to make sure that you have hired a company that will also back you up in your hour of need. Choosing the best insurance broker Calgary company carefully will make a big difference over the long term.

What can you do to make your Calgary home insurance company lower the price of your premiums? Saving money on your home insurance can help you save for a new car or a family vacation. Here are a couple of things you can do to get a better price from your Calgary insurance brokers.

Lower Home Insurance Premiums by Installing Deadbolt Locks

On all of the exterior doors, you should install a deadbolt lock to add more security to your home. Deadbolt locks don’t have springs, which adds additional security. You can cut your premium by as much as five percent with your Calgary home insurance company.

Pay Your Home Insurance in a Timely Fashion

Some Calgary insurance companies will give you an incentive if you pay every 10 days instead of 30. Prompt paying could lead to getting a discount.

Pay For Home Insurance Six Months in Advance

Some people prefer to pay Calgary insurance companies six months in advance. While it means spending more money at one time, making payments in advance can also lower the overall cost of your home insurance Calgary premium.

Shop Around For Good Insurance Policies

If you haven’t shopped around for your insurance, you may not be able to spot a reasonable price when you see one; going with the first insurance provider you come across could be a mistake. Additionally, if you do shop around for other Calgary insurance brokers, you can compare prices and services. If you find a company you like, you may want to ask if they will lower their prices, based on the research you have done.

Avoid Filing Home Insurance Claims For Small Things

Filing too often for things can lead to your Calgary home insurance company raising the rates or even dropping you as a client. Avoid filing for small items and be reserved when it comes to more considerable expenses.

These are the five different ways that you can save a little extra on your insurance premiums. Keeping these tips in mind can lead to extra savings.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].

When it comes to paying for home insurance Calgary, you want to pay for services that will pay off over the long term. The problem is, you often don’t know how good an insurance company is until you have to use it. Let’s say a storm destroys the property. You want to see that you have paid the right insurance Calgary company to handle it. After all, you bought insurance because you wanted protection against the unexpected. This goes for any insurance.

Authorities Gave It High Marks

When looking at insurance companies in Calgary, you should look for positive reviews online, but you should also look at reports from several reputable sources. In addition, check with the Better Business Bureau because you can search through a ton of insurance companies in Calgary, and you can see what kind of complaints the company received. You get a better idea for how the company serves policyholders.

Competitive Pricing

If you’re looking for commercial insurance, you should check to see what kind of prices they offer. This doesn’t mean that you should automatically go with the lowest price because you could be buying a policy with 50 percent less coverage. Worse, they may not even be legitimate. Look for insurance quotes that offer value for the price.

Look for Licensing and Longevity

An insurer should have experience in the field. You want to know that they have existed for a few years because it indicates that they have experience handling claims, and they will do it in the most professional manner. Check with the Insurance Institute of Canada to see that the company you have chosen has a license.

Whether you want home insurance or commercial insurance, always check the reputation of the company before buying with them. This can help you determine if they will be a good match for you and if you will experience problems with a claim from them later down the road.