Name: Lakeview Insurance
Address: Calgary, AB
Telephone: 403-287-2521

You cannot really watch television or any of your streaming services today without seeing some type of advertisement for home insurance. You have an insurance company in your face so much that you might have started to believe that it’s all just a marketing ploy. This is especially true for people who live in relatively tranquil areas of the globe. They often ask themselves, “Why would I need home protection through insurance?”

No matter how you might feel about this subject, however, having homeowners insurance is really important. Here are a few different reasons why you should be seeking the best home insurance in Calgary has to offer you.

Why Invest in Home Insurance

An Investment to Protect

First and foremost, your home is something worth protecting. Even if you live in a peaceful area where tornadoes or earthquakes aren’t a threat, time is still going to take its toll. You just never know when a pipe might burst and flood your entire home. Nobody can truly prepare for an issue with their home’s electrical panels, which may end up causing a fire. Finding the right insurance company to protect your home is a must. In fact, most mortgage companies today are going to require that you have some sort of homeowners insurance, so it’s best to start looking for a good package with a low insurance payment, so you know you’re protected.

Your Valuable Items Within

Having the best home insurance in Calgary can offer also protects the items within your home. People spend a whole lot of money on high-end televisions, surround sound systems, kitchen appliances, etc. A home burglary can see these items disappear because they’re so valuable. This can even include pieces of jewelry that you keep inside of your home. One of the best aspects of getting affordable insurance is that you also get full home coverage, which specifically protects these sorts of items. So if expensive jewelry comes up stolen, you’re fully covered for it.

Protection Against Mother Nature

While it’s true you might not live in an area that deals with natural disasters like tornadoes, earthquakes or hurricanes, you’re still dealing with a lot of bad elements in areas like Calgary. Blizzards can easily damage homes by harming roofs, and the melt can cause flooding, which could take over your basement or the ground level of your home. You can find an affordable insurance package to protect against Mother Nature.

The fact is simply that everyone needs insurance. You should be able to find a great package that still has a low monthly insurance payment. Just make sure you go with the right company for protection.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected]

Start By Documenting The Evidence

After the incident occurs, you need to make a thorough record. If the incident involves a crime, be sure to report it to the police and file a report with them. Then, be sure to document the scene. Take lots of pictures or video to capture the full scope of the damage. If the damage affects the integrity of your home, go ahead and have temporary repairs done right away. Just be sure to get photographic evidence of the scene before the repairs are done. This can help your home insurance company take appropriate actions moving forward.

Fill Out All The Appropriate Paperwork With Your Insurance Company

When you contact your insurance company, you will be asked to fill out claim forms. These forms are standard procedure for all insurance companies. By filling out a claim form, you are formally requesting the support of your provider. These forms are required by law. In many cases, you have a limited amount of time to file your claim. Therefore, do not delay. The sooner you complete the necessary paperwork, the sooner your claim can be processed. This means you are more likely to receive payment in a timely fashion.

Meet With The Insurance Adjuster To Review The Damage

Finally, you should prepare to meet with your insurance adjuster. This person will come from the insurance company to assess your property in person. Make a list of the damaged or destroyed items in order to facilitate the process. If possible, provide receipts to substantiate your monetary claim. You should also keep receipts from temporary repairs and alternative housing. Be available to answer questions, and be sure to ask questions of your own. You will work with your insurance adjuster to come to a proper resolution.