Name: Lakeview Insurance
Address: Calgary, AB
Telephone: 403-287-2521

You cannot really watch television or any of your streaming services today without seeing some type of advertisement for home insurance. You have an insurance company in your face so much that you might have started to believe that it’s all just a marketing ploy. This is especially true for people who live in relatively tranquil areas of the globe. They often ask themselves, “Why would I need home protection through insurance?”

No matter how you might feel about this subject, however, having homeowners insurance is really important. Here are a few different reasons why you should be seeking the best home insurance in Calgary has to offer you.

Why Invest in Home Insurance

An Investment to Protect

First and foremost, your home is something worth protecting. Even if you live in a peaceful area where tornadoes or earthquakes aren’t a threat, time is still going to take its toll. You just never know when a pipe might burst and flood your entire home. Nobody can truly prepare for an issue with their home’s electrical panels, which may end up causing a fire. Finding the right insurance company to protect your home is a must. In fact, most mortgage companies today are going to require that you have some sort of homeowners insurance, so it’s best to start looking for a good package with a low insurance payment, so you know you’re protected.

Your Valuable Items Within

Having the best home insurance in Calgary can offer also protects the items within your home. People spend a whole lot of money on high-end televisions, surround sound systems, kitchen appliances, etc. A home burglary can see these items disappear because they’re so valuable. This can even include pieces of jewelry that you keep inside of your home. One of the best aspects of getting affordable insurance is that you also get full home coverage, which specifically protects these sorts of items. So if expensive jewelry comes up stolen, you’re fully covered for it.

Protection Against Mother Nature

While it’s true you might not live in an area that deals with natural disasters like tornadoes, earthquakes or hurricanes, you’re still dealing with a lot of bad elements in areas like Calgary. Blizzards can easily damage homes by harming roofs, and the melt can cause flooding, which could take over your basement or the ground level of your home. You can find an affordable insurance package to protect against Mother Nature.

The fact is simply that everyone needs insurance. You should be able to find a great package that still has a low monthly insurance payment. Just make sure you go with the right company for protection.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected]

Due to recent changes in Alberta, renters insurance is a much more common term than it has been in the past. This is because more and more landlords are requiring it because of the requirements placed upon them by the provincial government.

However, it should be noted that renters insurance is actually a very beneficial service. It provides peace of mind and comfort for those tenants who worry about their belongings or about the likelihood of an incident occurring in their dwelling. Plus, it gives landlords a similar comfort in that it allows them to ensure their tenants are upstanding and can care for their property sufficiently.

Separate from home insurance in Calgary, renters insurance is specifically designed for people who are in a rental agreement for their lodgings. However, like all insurance contracts, the details can be a bit difficult to understand. Therefore, there is helpful information available for you to review below:

What’s Included in Renters Insurance

One of the more obvious inclusions to your renters insurance is the protection of your personal property against theft or damage. This will often extend to areas on the same property such as additional storage in your underground parking area, or a separate garage or shed. It can also include personal belongings that are currently in-transit or being moved between countries, depending on your specific insurance plan.

As well, another common part of renters insurance programs is personal liability coverage. This is used in the event someone is hurt while at your home, or you unintentionally injure someone or their property. This is especially helpful for your peace of mind and is also often included in home insurance in Calgary coverage plans.

The third benefit of renters insurance is coverage for additional living expenses. This could include things like a hotel if your home is being renovated or repaired. It could also cover items that are stored while a child is away for schooling and many other circumstances.

Find the Right Insurance Broker

Finding the right insurance company to handle your renters insurance is imperative. You should look for a company that will represent you and your assets appropriately and one that has experience in renters insurance.

Furthermore, make sure that they are willing to accurately assess your case so that you are not paying extra for services that are unnecessary or not required. This will keep your bills lower, as will proper vetting and research of the company before you sign the agreement. Remember, insurance is there to protect you and what matters most to you and should be looked at as an investment in your safety, security, and protection.

Experiencing a car accident is stressful and often scary, but it’s important to stay calm and focused. Knowing what to do in this unpleasant situation can help you handle it well. Here’s what to do following a car accident.

4 Steps To Do After A Car Accident

Step 1: Safety First After An Accident

Whether the accident was minor or serious, your first concern should be safety. If possible, move any affected vehicles to a safe place out of traffic. Turn on the hazard lights, and turn off the vehicle. If you have them, use cones, flares, or warning triangles.

Step 2: Get Help

Check for any injuries among the people involved. Call an ambulance if someone needs medical attention or if you are unsure about whether or not someone was injured. Next, call the police, even for minor accidents. Police reports are an important part of the claim process because they help establish who was at fault and make it easier for insurance companies to handle claims.

Step 3: Collect Information for the Police and Insurance Company

Gather as much information as possible from the scene for the police and for your auto insurance claim. This should include the names and contact information of other people involved, vehicle descriptions, driver’s license and license plate numbers, policy numbers and insurance companies, eyewitness names and contact information, accident location, and the police officer’s name and badge number. If it’s safe to do so, take pictures of the vehicles and scene. Avoid signing anything unless it’s for the police or your insurance company in Calgary. Never admit fault at the scene.

Step 4: Contact Your Calgary Insurance Company

Notify your insurance company in Calgary immediately after an accident. Often you can begin the claims process with insurance companies while still at the scene, especially if you have auto insurance in Calgary.

Stay calm, and follow these steps if you are in a car accident to get the help you need.

When should people hire a Calgary insurance broker? You have a few times where the best savings will come from choosing an insurance broker over a traditional company. A broker makes sense when you want to save money because insurance brokers work for your best interests.

Want More Choices?

With the direct writing insurance companies, you only receive a single policy to choose from at one price. A broker will match up your insurance needs with the right coverage and cost via several companies to identify the best one. You have plenty of options and choices. No customer is the same, and you either want the all-inclusive package or the bare bones minimum. That’s when going with an insurance company broker makes the most sense

Companies Can Be Selective

Few people realize how particular an insurance company can be with coverage. That’s because as a business, they want to turn a profit. For that reason, policies they see as “too risky” will be dropped. Meanwhile, other companies may feel differently and offer what you want.

You Want the Best Deal

When seeking a life insurance policy, you want to look at the discounts offered. Every company chooses to roll out the discounts in different ways. While one company caps a maximum limit on the discounts for a policy, others will push out a long list of discounts that customers can take advantage of. The average customer has a foggy understanding of this, and when you want the best deal, a broker will have a better awareness of the differences between policies. They will listen to your needs and offer a plan based on it.

Brokers have the best awareness of different companies and what can benefit you the most. A good broker will always prioritize your best interests and put you first.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].